105 East Cherry Street 
Vermillion, SD 57069
Phone (605) 677-5214
Fax (605) 677- 5449
E-mail: office@vermillonfcu.com
 

TOOLS FOR USE 
 

 


Loan Calculator

 rates were last updated on: Wednesday, March 03, 2010 09:36:04 AM

***** LOAN RATES *****

VEHICLE LOANS
  YEAR 2005-2010 2004 & Older  
 

% LOANED OF RETAIL VALUE

 80% or less 80% to 100% 80% or less 80% to 100%
               
  APR 6.00% 7.00% 6.00% 7.00%
                   
  TERMS Maximum 60 months 24 to 48 months*

*  See loan officer for quote on terms for your vehicle loan
  

SIGNATURE LOANS
Maximum 24 months - 12.00%
Over 24 months - 13.00%
 

HOME EQUITY / HOME IMPROVEMENT
7.00% maximum 5 years
8.00% maximum 10 years
 

Earn 1% OFF for :GREEN" Projects
 
OTHER LOANS AVAILABLE
See JAMIE with your loan request (jneitzke@vermillionfcu.com)
 

* ALL LOANS SUBJECT TO ELIGIBILITY REQUIREMENTS AND CREDIT APPROVAL *
* ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE *
 

***** CERTIFICATE RATES *****
DEPOSIT TYPE RATE TERMS
Shares   .50% APY   For balances of $50 or over
Drafts   .10% APY For balances of $1000 or over
Term Share   1.00% APY     6 months, < $10,000
1.25% APY   6 months, for balances $10,000 and up
    1.40% APY   12 months < $10,000
1.50% APY 12 months, for balances $10,000 and over
    1.66% APY   18 months, for balances $500 or over (semi-annual dividends)

APY = Annual Percentage Yield.  Dividends are calculated based on the balance at the end of each business day. Rates and terms are subject to change without notice.

 

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Vermillion FCU is insured by the National Credit Union Share Insurance Fund (NCUSIF), a U.S. Government Agency.